Pune (Maharashtra) [India], January 22 (ANI/BusinessWire India): Whether one prefers equity, mutual fund, or debt-based securities,Assured ReturnsFixed Deposit can help one build sizeable savings, regardless of the stage, in which one starts investing. The best benefit that Bajaj Finance online FD offers, is the assurance of guaranteed returns. Investors below the age of 60 can earn interest rates up to 6.60%, with a special rate benefit of 0.10% on investing online. The exact returns on investments can be computed with Bajaj Finance FD Calculator, where the returns can be computed, even before investing.

That's not all, investors can earn more returns by staying invested for longer. Also, if they choose payout at maturity, the interest amount will be higher. Bajaj Finance online FD is also an excellent option for Non-Resident Indians (NRIs), Person of Indian Origin (PIO), and Overseas Citizen of India (OCI).

Special benefits to senior citizensWith age, the risk-taking capacity decreases significantly. After having worked a lifetime, it is a smart idea to invest in a fixed deposit that will not only provide a haven for hard-earned savings but allow them to grow. Bajaj Finance online FD offers special rate benefits withSafe and secure investmentBajaj Finance online FD is one of the best options on the market that is safe, secure, and carries incredibly low risk. Backed by CRISIL - FAAA/Stable and ICRA - MAAA (stable), this investment tool helps balance out one's portfolio, if there is any volatility in the markets.

Ease of investmentFixed Deposit allows flexible investment options. Bajaj Finance online FD offers a Systematic Deposit Plan (SDP) - a monthly investment plan where the investor can deposit a pre-decided amount in a structured manner. For those who do not have the sum to invest but want to start saving up, then SDP is your best bet. The tenure of the plan ranges from 12-60 months. One can also choose from 6-48 monthly investments.

Hassle-free application processTo invest in an FD with Bajaj Finance Limited, all one needs is a minimum of Rs. 25,000 to start. Even with a smaller amount of just Rs. 5,000, one can start an SDP with the company. Anyone can openLoan Against Fixed DepositLife can throw any emergency, and it pays to be prepared. With a Bajaj Finance online FD, investors can avail of a loan, by using it as collateral. The amount of loan sanctioned will be 75% of the Fixed Deposit amount. However, suppose one is urgently in need of funds. In that case, one can even withdraw their investment prematurely after the lock-in period of three months.

With standout features like hassle-free application process, convenience and flexibility with a wide range of investment options to choose from, Bajaj Finance online FD is a must-have in an investment portfolio. Investors can use theThis story is provided by BusinessWire India. ANI will not be responsible in any way for the content of this article. (ANI/BusinessWire India)